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For freelancers, creators & expats

Financial clarity
for lives that don't
fit a template.

Irregular income. Multiple currencies. Cross-border complexity.
Flujo builds you a personalized financial plan in minutes โ€” powered by AI that actually understands how you earn.

No signup required ยท Takes 3 minutes ยท Completely free

Monthly Income
$4,200 smoothed
Emergency Fund
67% on track
Savings Rate
28%
โ†‘ from 12% before Flujo

How it works

01

Tell us about your income

Freelance gigs, retainers, side projects, multiple currencies โ€” we handle the complexity you live with.

02

Share your goals

Emergency fund? Travel fund? Tax savings? Retirement? We plan for what matters to you.

03

Get your plan

AI analyzes your situation and generates a plan with income smoothing, savings targets, and action items.